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Croatia, officially the Republic of Croatia, is a country in Southeast Europe. It borders Slovenia to the northwest, Hungary to the northeast, Serbia to the east, Bosnia and Herzegovina, and Montenegro to the southeast, sharing a maritime border with Italy.
Using debit and credit card
Do I need cash in Croatia, or can I use my card everywhere?
Card payments are very widely accepted in Croatia, but especially outside the big cities it’s a good idea to take come cash as a backup.
What currency do they use here?
The currency here is Kuna. The symbol is kn or HRK
Which ATM’s can I use for free?
Free withdrawals at these ATMs.
- Erste Bank
- IKB (Istarska Kreditna Banka)
- PBZ (Privredna Banka Zagreb)
- Splitska Banka
If I want cash, how much should I take out of an ATM?
700 HRK should be enough for a few days.
Should I choose local currency or Euros when paying?
If you’re asked to choose between local currency and Euros, always choose local currency.
Can I roam, or should I get a local SIM?
All EU mobile plans should let you roam for free.
If you don’t have an EU plan, you can learn about your local SIM card options here.
Useful things to know
How does tipping work?
Usually the tip is included in the bill, so there’s no need to tip on top.
If you recieve exceppent service, adding 10-15% would be appropriate to show your appreciation.
How much does a 0.5L beer cost?
How much does an average meal cost?
What’s the emergency number?
What type of plug do they use?
This one! It’s the standard European plug.
What side of the road do they drive on?
They drive on the right side of the road here.
How do I navigate my way around?
Google and Apple Maps both work well in Croatia.
Otherwise, we recommend Rome2Rio as the best way to find out how to get anywhere. It even tells you the cost of each option.
Any other good tips?
- Try the seafood! Croatia seafood is world class, and extremely fresh from the Adriatic sea.
- A good dish to try is Riblja Plata whch is a mixed seafood platter, usually for two people.
If you’ve been to Croatia share your experience! The following would be really useful for others to know:
- Which ATMs are free to use?